You can freeze your credit to prevent identity fraud for free. 

You can remove yourself from marketing and robo calls for free. 

Unless you are a co-signer or co-borrower, you are not responsible to pay the unsecured debt of a deceased loved one in most states.

If payments such as utilities, gym membership(s) or insurance are automatically paid with a credit card or automatically deducted from the bank account of the deceased, this payment information will need to be updated and a death certificate may need to be provided.